A car accident can be devastating and it is likely one of the worst days of your life. If you suffered a serious injury, you may be going through a painful and expensive recovery period. You will need to recover compensation for your damages. The negligent driver’s insurance company is responsible for paying for expenses directly related to your injuries. After an accident, you can get the help you need from experienced lawyers for Progressive Car Insurance claims. Our team of attorneys will work to resolve your insurance claim to get you the results you deserve.
What to Know About Progressive Insurance
Progressive Insurance Company is well known to many people because they have a strong marketing presence. Many people are familiar with Flo, Progressive’s spokesperson seen in their commercials. Progressive began as a small insurance company in 1937 and has grown immensely through the years. They currently have written about 24.7 million policies and write about 13 million auto insurance policies a year. Progressive was the first insurance company to offer drive-in claims, and the first to offer monthly rather than annual payments. Progressive is known today as one of the most popular auto insurance companies in the United States.
Filing a Claim With Progressive
The first step in obtaining compensation for your accident is to file an insurance claim. There are three main ways to file a claim with Progressive. If you have the app on your phone or device you can easily file a claim. Another option is to file a Progressive claim online. One of the most popular ways to file a claim is by calling the Progressive claim number at (800) 776-4737, which is available 24/7. According to a survey of customers completed by U.S. News & World Report, Progressive customer service and claims processing are the weakest areas of their company. When you file a claim you will need to ensure that the company handles it properly.
Working With the Adjuster
Once you file a claim, Progressive assigns an adjuster to handle the process. Keep in mind that the adjuster is not your friend. Adjusters are trained to be friendly and they give you a sense of trust. However, adjusters work for Progressive and are not always on your side. They provide customer service, but at the same time, their goal is to complete the claim with as little payout as possible. The adjuster will ask questions about the accident and your injuries. It is best to limit your answers to only what they ask. If you are unsure of an answer, do not speculate. It is the insurance company’s job to determine the cause of the accident and the negligent party. They will gather information and data about the crash and provide you with a settlement offer.
What are My Damages?
Damages are the costs that you incurred due to the accident. Auto accident damages typically may include such things as medical expenses, lost wages, vehicle repair, and more. However, most insurance companies have limits on what they will pay out on claims. They may not offer you a settlement that comes close to paying for the money you lost as a result of the accident. Sometimes, the insurance company will deny a claim or they may offer less than what your actual costs were. It is helpful to discuss your damages with qualified lawyers for Progressive Car Insurance claims.
What If I am Not Happy With the Claim Settlement?
One of the concerns that you may have is that you might receive a claim settlement that is too low. A low settlement may not cover all of your expenses such as medical costs and more. It is important to note that you do not have to accept a settlement offer from an insurance company. If you feel the settlement is unfair, do not cash the check because if you do you will not be able to take further action. Instead, contact lawyers for Progressive car insurance claims to assist you with the process. Your attorney will negotiate a settlement that best meets your needs.
What to Do if Progressive Denies Your Claim
Sometimes, Progressive denies a claim altogether. You will want to find out why they denied the claim. The adjuster may have determined that their customer was not negligent or at fault for the accident. In some cases, they may decide that your injuries were not due to the accident or that you did not seek medical care soon enough, so you have less severe injuries than you claim. If they deny your claim there is still something you can do. Your attorney can work with the company to resolve the issues or you may need to take further legal action.
If you or someone you love was hurt in an auto accident where a negligent driver was insured by Progressive, we can help. Our legal team at Kruger & Hodges will guide the process and work on your behalf to get you the compensation you deserve for your injuries. Contact Kruger & Hodges for a free initial consultation.