There are some substantial differences in the ways passenger vehicle crashes and accidents involving commercial motor vehicles are handled. There are many different variables to be considered depending on the nature of your crash; the following reviews some of the most major differences between these two major types of accidents.
Truck Accidents Often Result in More Substantial Damage
While passenger vehicle accidents can be serious, truck accidents are almost always devastating. Injuries are a common occurrence in truck accidents, and fatalities are more likely. Additionally, physical damage suffered by people and property in truck accidents is often longer-lasting or permanent. Part of the reason why truck accidents are often more serious than collisions involving cars is due to the substantial size and weight of trucks. A truck will impact another vehicle or object with a huge amount of force. Data shows that 75% of all fatal passenger vehicle accidents involve a large truck.
Trucking Companies are Better Prepared
One of the most substantial differences between car crashes and truck accidents is that when large commercial trucks are involved, there are frequently multiple insurance carriers and other parties involved who may be liable for resulting damages. Additionally, trucking carriers and truck drivers are almost always better prepared than passenger vehicles for potential litigation. Truck accident lawyers focus on minimizing the severity of accidents and know various strategies to deny responsibility for the damages you are seeking.
On a closely related note, commercial trucks almost always have much larger insurance policies than those held by passenger vehicles. For the most part, coverage of this magnitude is necessary due to the substantial damage that truck accidents can cause. Because the insurance policies are often worth millions of dollars, trucking companies often put their most experienced insurance adjusters on the case. These adjusters are known to utilize various tactics to shift blame to the other party. Trucking companies and their insurance providers often offer accident victims an amount of money in the hopes that it convinces them to settle quickly, even when that amount is not sufficient to address all of their damages.
Analyzing the Cause of Truck Accidents
Another substantial difference between truck accidents and crashes involving passenger vehicles is that it is often more difficult to assess the cause of truck accidents. Car accidents are often the result of a single driver’s error like operating a vehicle while distracted or speeding, but trucking accidents are often due at least in part to the truck’s gigantic size and the inability of trucks to turn or stop quickly. Another common factor in truck accidents is that equipment failure or defects can result in lawsuits against truck manufacturers. It is the responsibility of both truck drivers and trucking companies to perform routine maintenance and inspection of vehicles.
Truck Accidents are Often Complicated
Analyzing how truck accidents occurred as well as who should be found negligent and how liability should be calculated is often more challenging after a truck accident. Many truck accident victims try to settle the case on their own but are not prepared to fight for the maximum amount of compensation possible.
Truck Accident Injuries are Often More Serious
Truck accidents are almost always more devastating when it comes to the injuries incurred by victims. This is because the gigantic size and weight of trucks as compared to passenger vehicles result in much more damage. Truck accident victims are at a much greater risk of severe injuries and long-lasting disabilities. Traumatic brain injuries, loss of limbs, serious burns, and other lasting damage are common occurrences when truck accidents occur.
Trucking Laws Come Into Play
When passenger vehicle accidents occur, these matters often predominantly revolve around Ohio laws and case precedent. In the case of truck accidents, however, there are often federal regulations involved as well. This is because trucking standards created by the Federal Motor Safety Administration dictate how trucks must be operated so drivers and others on the road can stay safe. These regulations include things like hours of service rules which dictate how often and how much a driver can operate a vehicle.
Contact an Ohio Semi Truck Crash Attorney
The aftermath of Ohio truck crashes can leave victims uncertain about how to proceed. One of the best steps that you can take is to promptly retain the assistance of a skilled accident attorney. Do not hesitate to contact Kruger & Hodges today.